Health Insurance
Your Health is Your Wealth! Protect It Abroad!
Student Health Insurance, also known as Overseas Student Health Cover (OSHC) in Australia, is a mandatory or strongly recommended health insurance plan designed specifically for international students studying abroad. This specialized insurance covers medical expenses and health-related costs while you are enrolled in your education program in countries like Australia, the United States, the United Kingdom, New Zealand, and Canada. Unlike regular health insurance, student health insurance is tailored to meet the unique needs of international students and often includes coverage for doctor visits, hospital admissions, emergency ambulance services, prescription medicines, and specialist consultations. Many countries, including Australia, legally require international students to maintain valid health insurance as a condition of their student visa.
Overcoming key challenges
Visa Requirement for Many Countries
Australia, Canada, New Zealand legally require international students to have valid health insurance as a visa condition. Your student visa can be canceled without proof of coverage.
Medical Emergencies Are Unpredictable
Sudden illnesses, accidents, injuries, or dental emergencies can happen anytime. Healthcare costs abroad are extremely high without insurance a hospital visit can cost ₹50,000-5 lakhs+
Extremely Expensive Healthcare Abroad
Doctor visits cost ₹5,000-10,000+, hospital stays ₹1-3 lakhs per day, prescription medicines can be 2-3x costlier than your country without insurance coverage.
International Health Insurance Providers by Country
Multiple Indian banks and financial institutions offer education loans. Here are trusted options with their typical rates:
Australia (OSHC)
- ✓Bupa Student Health Cover
- ✓Medibank Student
- ✓NIB Student Health
- ✓Allianz Global Students
- ✓ahm Student
United States
- ✓Allianz Global Students
- ✓ IMG Global
- ✓Aetna Student Health
- ✓United Healthcare International
- ✓GeoBlue Routine
United Kingdom
- ✓ Allianz Worldwide Care
- ✓ Bupa International
- ✓ AXA PPP Healthcare
- ✓ Standard Life International
- ✓ Vitality International
New Zealand
- ✓ Bupa New Zealand
- ✓ Southern Cross Health Society
- ✓ UniCare Student Health
- ✓ Accuro Clinic
- ✓ AIA Student Cover
Canada
- ✓ Allianz Global Students
- ✓ Blue Cross Student
- ✓ MERITSHIP
- ✓ Echelon Insurance